December
No major releases. Minor fixes to backend logic.
November
No major releases. Minor fixes to backend logic.
October
No major releases. Minor fixes to backend logic.
September
Data Facilitation
- Improved data processing reliability: Backend automation now identifies and corrects common data formatting issues before processing, improving upload reliability and reducing manual intervention.
- SFTP optimization for folder-based uploads: SFTP now supports folder-based file ingestion, so files uploaded within folders are processed automatically and reliably.
Mapping
- Updated geographical boundaries: County borders have been updated to reflect 2024 data.
LID
- Improved military identification and data accuracy: Military status identification and display now fully align with NCUA standards.
- All “Military” indicators are now labeled Military — SCRA for clarity and compliance.
- Outdated MLA-based and Military Pay indicators have been removed.
- Legacy AIRES+ flags (NSC, MLA, Military Pay) are now deprecated and ignored automatically to prevent mapping errors.
- Unified NCUA export file: The NCUA submission export has been redesigned into a single, standardized file with consistent structure and clear evidence fields.
- Fixed column order and improved formatting.
- Conditional fields for College Student (NSC), Member Survey, and Military — SCRA appear only when relevant.
- Added NSC Verification Date and expanded methodology notes for better transparency and compliance.
August
LID
- Detailed member-level comparison report: Export a Detailed Comparison Report showing exactly which members changed categories between submissions, available from the comparison view via the new Export Detailed Report button.
- Excel export for Internal Analysis: Internal Analysis reports can now be exported in Excel (.xlsx) alongside the existing .acmd format, making it easier to review and manipulate results in a spreadsheet.
- Line-chart accuracy for reprocessed submissions: Fixed an issue where multiple reprocessing events for the same submission appeared as separate events. The dashboard now reflects only the correct change.
- Streamlined upload process across apps: File uploads have been centralized in the Data Management app. Upload options have been removed from LID, Impact Reports, Demographics, and CDFI Pre-Qualification pages, each now linking to the unified upload tool.
July
LID
- Current vs. Previous LID Report — detailed member-level export: Final phase of the Compare Current and Previous LID Report Results feature. Download a detailed report showing exactly which members changed categories between submissions — ideal for deeper analysis and board presentations.
- National Student Clearinghouse data in exports: Internal Analysis and NCUA Submission export files now include National Student Clearinghouse data when available, making it easier to track college student members across enrichments.
Mapping
- Name update: Branch Market Model (BMM) has been renamed to Branch Market Analysis (BMA).
- Color customization: Change the color and opacity of each individual layer.
- Search layer behavior: The search layer now automatically moves to the top when interacting with the search text input.
- New geography layer: Branch Market Model Score by County Subdivisions.
- Demographic Radial Analysis layer: Now provides deeper insights into target areas, including:
- Median age
- Homeownership rates
- LID population
- Racial composition
- Educational attainment
- Primary languages spoken
- Employment by industry
- Estimated driving times within the selected radius
June
Data Facilitation
- Data Quality Validation recalculation: Partial recalculation now occurs when clients map or remap type codes.
- PowerShell script enhancements: A new Safe Mode lets clients locally verify encrypted files before upload.
- Upload flow & SFTP updates: Continued improvements to AIRES file uploads based on edge case analysis. SFTP now supports .xlsx and .xls file formats.
LID
- Line-chart enhancements — “Reason for Change”: Click any point on the Members in LID Areas trend line to learn what event drove the shift, how much the percentage moved, and jump straight to a detailed comparison view.
- Event table view: Toggle from the chart to a sortable table that lists every data-changing event (uploads, enrichments, etc.) with timestamps, category impact, and delta — ideal for audits and board reports.
- “Requirements Almost Met” status: Updated legend language clarifies the orange state when a submission sits just below the 50% threshold.
- Business Address Enrichment now free: Business-address enrichment is unlocked at no additional cost for every subscription tier.
- Dashboard performance & UX tweaks: Optimized high-traffic endpoints and fixed a width issue when switching back from table to chart view; large dashboards now load noticeably faster.
Mapping
- New layer — Demographic Radial Analysis:
- Custom pin placement: Drop a pin anywhere on the map to instantly view demographic details within a selected radius.
- Radius comparison: Compare demographic data across multiple radius sizes.
- Adjustable radius: Easily change the radius to explore different areas and refine your analysis.
May
CDFI
- CDFI FS Option data export: Now includes detailed export of FS Option data, streamlining reporting for clients pursuing certification through this pathway.
LID
- Automated data enrichment: Easily compare current and previous LID reports to track key metric changes, category shifts, and trends — helping clients monitor progress and make informed decisions.
Mapping
- Branch Market Model (BMM) layer improvements:
- Automatic selection by default: Upon opening the layer, the system applies the default selection based on your credit union’s FOM Rules. If no compatible geographies are found, the system translates them to the requested geography (e.g., Counties to Census Tracts).
- Highlight top X populated results: The calculation method now aligns more closely with the data analysis team’s method, highlighting the top X (instead of top 1) most populated BMM results and marking them with red stars.
- Population in a 5-mile radius on hover: Displays the population within a 5-mile radius when hovering over highlighted stars.
- Copy to clipboard: A new button copies BMM results directly from the panel for pasting into Excel.
April
Data Facilitation
- Data Quality Validation enhancements: Significantly improved processing performance. All calculations are now performed during AIRES file processing, immediately after upload.
- AIRES self-service documentation improvements: Updated PowerShell and SFTP self-service pages with clearer guidance, troubleshooting tips, and best practices for automated AIRES file uploads. Includes expanded formatting recommendations and setup instructions.
March
Data Facilitation
- Enhanced PowerShell script & SFTP self-service: Released an enhanced PowerShell script that auto-updates to the latest version, alongside a new SFTP self-service page. Both help clients automate AIRES data uploads more easily and securely.
MAX
- New Branching category & Branch Market Model (BMM) layer in Mapping: Added a Branching category and BMM layer that quantifies branch growth potential at the county or census tract level, based on historical relationships between bank branch deposit growth and local economic, demographic, and competitive factors. The BMM Score layer also supports copying selections from Credit Union FOM Rules for streamlined analysis.
CDFI
- CDFI dashboard update: Redesigned the Pre-Qualification dashboard to improve clarity and showcase alternative pathways to certification.
- Improved CIA experience: Made it easier for certified institutions to continue leveraging approved Custom Investment Areas in their certification journey.
ECIP
- ECIP API improvements: Introduced new classification capabilities to enhance address analysis and support more accurate reporting.
LID
- Automated data enrichment: Refined enrichment workflows to improve processing speed and consistency across submissions.
February
Data Facilitation
- Members’ Locations filtering: The Members’ Locations layer now supports product-based filtering.
CDFI
- Export ZIP codes overlapped by IA target markets: Clients can now export IA-overlapping ZIP codes for improved targeting.
- Customizable Target Market (TM) category selection: Users can adjust TM categories in the CDFI dashboard to better align with their analysis and certification needs.
ECIP
- Enhanced qualification logic in ECIP API: Expanded qualification logic for commercial loans to ensure broader coverage and consistency.
January
Mapping
- Members’ Locations layer update: The Members’ Locations layer now supports product-based filtering.
- Overlapping ZIP codes report: Available in FOM Expansion Reports (“View More” panel) and Location-based FOM Rules (“FOM Rules” panel).
